Personal Financial Readiness Program

Hours

Appointments

Click here to book an appointment, in-person or virtual, with one of our team members.

The PFR Team

Elizabeth "Beth" Fowler AFC

Elizabeth "Beth" Fowler AFC

Accredited Financial Counselor

  • elizabeth.fowler.1@us.af.mil
  • (843) 640-5803
Erin DeVille-Brown AFC

Erin DeVille-Brown AFC

Accredited Financial Counselor

  • erin.deville_brown.ctr@us.af.mil
  • (843) 794-7480
Stephen Simpson CFP

Stephen Simpson CFP

Certified Financial Planner

  • simpsons@magellanfederal.com
  • (843) 963-4406
Chanie L. Landrum

Chanie L. Landrum

Community Readiness Specialist

  • chanie.landrum.1@us.af.mil
  • (843) 963-4438
Egbert Lopez AFC

Egbert Lopez AFC

Work/Life Specialist

  • egbert.lopez.1@us.af.mil
  • (843) 963-4370
Michelle N Bruce MBA AFC

Michelle N Bruce MBA AFC

Work/Life Specialist

  • michelle.bruce.4@us.af.mil
  • (843) 794-7479
Stanley Garland CFC

Stanley Garland CFC

Certified Financial Counselor

  • stanley.garland.2@us.af.mil
  • (843) 794-7478

Financial Friday

Overview

The Personal Financial Readiness (PFR) Program is a comprehensive initiative designed to equip individuals with the knowledge and skills needed to manage their finances effectively. It encompasses various educational resources, workshops, and counseling services to address key aspects of personal finance, including budgeting, saving, investing, and debt management. The program aims to enhance participants’ financial literacy and empower them to make informed decisions to achieve their short-term and long-term financial goals. Whether it’s navigating the complexities of taxes, understanding credit, or planning for retirement, the Personal Financial Readiness Program strives to foster financial well-being and resilience among its participants.

Program Components

Education and Training

The first component of the Personal Financial Readiness (PFR) program focuses on education and training, providing military personnel and their families with a solid foundation in financial literacy. Through workshops, seminars, and accessible resources, individuals learn essential skills such as budgeting, saving, investing, and understanding financial instruments. This educational initiative aims to empower service members to make informed and responsible financial decisions throughout their military careers and into civilian life, fostering a culture of financial competence and stability.

Counseling and Personalized Assistance

The second component of the PFR program centers on personalized counseling and assistance. Through one-on-one financial counseling sessions, trained experts address individual financial challenges, offering guidance on debt management, credit improvement, and other specific concerns. This tailored approach ensures that military personnel receive targeted support based on their unique circumstances, promoting proactive financial decision-making and helping them navigate the complexities of their financial journey with confidence.

Outreach and Support Services

The third component of the PFR program involves proactive outreach and comprehensive support services. Through various channels such as online platforms, community workshops, and partnerships with financial institutions, the program actively engages with military communities. This outreach provides valuable resources, tools, and information to foster ongoing financial success. By creating a supportive ecosystem and facilitating access to relevant financial services, the program aims to strengthen the financial resilience of military personnel and their families, ensuring they have the necessary support to navigate their financial challenges effectively.

The 14 Financial Touchpoints

Financial Assistance

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Service Resources

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Other Resources

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Interactive Customer Evaluation

Share your financial success story, or let us know how the Personal Financial Readiness Program has transformed your approach to money matters—your feedback is not just valuable; it’s the key to unlocking a wealth of knowledge and inspiration for others on their journey to financial well-being!